Motorcycle Operator Insurance Now Required in WA

Bonnie Johnson - Wednesday, July 31, 2019
Motorcycle Operator Insurance Now Required in WA

In December of last year, a bill was introduced to require liability insurance for motorcycles. Washington has typically eschewed this requirement in the past. Beginning 7/28/19 at 5:31am, motorcycles operators are now required to carry liability.

The act was introduced, “relating to the financial responsibility of motorcycle operators,” and amending RCW 46.30.020 which covers liability insurance violations and exceptions.

Washington state’s mandatory liability insurance law resides within authority of Washington State’s DOL now requires that motorcycle operators carry a minimum of: 25k for injuries or death to another person, 50k for injuries or death for all people, 10k for damage to another persons property.

Mopeds are exempt, as are horseless carriage vehicles, if they’re at least forty years old. In case you’re curious, a horse drawn carriage is a very early term for a vehicle powered by mechanical propulsion.


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